Disclosures

Educational use only — not advice

Nest Money (the “Service”) is an educational and informational tool. It is not a registered investment adviser, broker-dealer, or financial planner, and it is not registered with the U.S. Securities and Exchange Commission (SEC), FINRA, or any state securities regulator. Nothing on this site is investment, tax, or legal advice, an offer or solicitation to buy or sell any security, or a personalized recommendation. The Service does not consider your individual objectives, financial situation, or needs. Consult a licensed professional before making any trade.

Figures are model estimates, not guarantees

Probability of profit (“POP” / “win chance”), yields, annualized returns, projected income, and “expected” values are hypothetical estimates produced by mathematical models (primarily Black-Scholes) using assumptions and market data. They are not guarantees and not predictions of future results. Actual outcomes will differ, and any position shown can lose money.

Material assumptions and limitations

• Estimates exclude commissions, fees, borrowing costs, and slippage, which reduce real-world returns.
• After-tax figures use tax rates you supply and generalized rules; they are not tax advice and may not reflect your actual tax situation.
• Market and volatility data may be delayed, incomplete, or inaccurate, and models can be wrong.
• A high modeled win rate is paired with a real risk of large, infrequent losses (tail risk). Win rate alone does not measure risk.

Options carry substantial risk

Trading options is speculative and carries a high degree of risk, including the risk of assignment and losses that can substantially exceed the premium received. Before trading options you should read Characteristics and Risks of Standardized Options (the Options Disclosure Document) published by The Options Clearing Corporation. You are solely responsible for any orders you place at your own broker.

Past and hypothetical performance

Any “realized win rate” or track record shown reflects past results for ideas the tool surfaced and does not guarantee future results. Hypothetical and modeled performance has inherent limitations because it does not reflect actual trading and may not account for all real-world costs and risks.

Conflicts of interest, holdings & how to read our output

The Service may offer paid subscription features, and its free educational pages carry third-party display advertising. Both forms of compensation could create an incentive to present the Service favorably. This disclosure is provided so you can weigh that when using the tool.

• Impersonal, algorithmic output — not personalized advice. Everything shown is the result of a mathematical screen applied uniformly to market data; it does not consider your objectives, holdings, or financial situation and is not a recommendation directed to you.
• Positions. The Service’s operators may hold, or may trade, positions in the securities, ETFs, or option contracts that appear in its output.
• No scalping. We do not surface a security or option in order to trade against you, and we do not take positions opposite to what the tool displays for the purpose of profiting from your activity.
• No paid promotion / touting. The Service is not compensated by any issuer, fund, or third party to feature or promote a particular security; outputs are driven by the screen, not by payments to include a ticker.
• Third-party advertising. Educational pages (Learn, Methodology, FAQ, About) display advertising served by Google AdSense. Ads are selected and filled by Google, not by us; we do not review, endorse, or vet the advertisers, some of whom may be brokers or other financial firms that profit from your trading activity. Every unit is labeled “Advertisement.” An advertisement is not a recommendation and is not part of the Service’s output. No advertiser pays for, influences, sees in advance, or receives any preference in what the screen surfaces or how it is ranked, and no advertising is displayed on the screener, dashboard, portfolio modeler, trade log, calculator, or demo scan. You may opt out of personalized advertising at Do Not Sell or Share My Personal Information.

Regulatory status under review

Note: The Service’s regulatory classification (including whether any feature requires investment-adviser registration) is under review with legal counsel. This page will be updated as that review concludes. See also our Terms and Privacy Policy.