DRAFT — pending legal review. This is a placeholder template, not final legal terms. Have a qualified attorney review and complete it before launch.

Terms of Service

Last updated: September 6, 2026

1. Acceptance of terms

By accessing or using Nest Money (the “Service”), you agree to these Terms of Service and to our Disclosures and Privacy Policy. If you do not agree, do not use the Service.

2. Educational purpose; no advice

The Service is provided for educational and informational purposes only. It is not a registered investment adviser or broker-dealer, and it does not provide investment, tax, or legal advice or personalized recommendations. All decisions you make are your own. See the Disclosures for details on model estimates and options risk.

3. No warranty

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including as to accuracy, completeness, timeliness, or fitness for a particular purpose. Market data and model outputs may be delayed, incomplete, or incorrect.

4. Limitation of liability

To the maximum extent permitted by law, the Service and its operators are not liable for any trading losses or for any indirect, incidental, consequential, or punitive damages arising from your use of the Service.

5. Accounts, subscriptions, and third parties

Some features require an account or a paid subscription and rely on third-party services (for example, authentication and payment processing). Your use of those services is also governed by their respective terms. You are responsible for maintaining the confidentiality of your account.

6. Changes

We may update these Terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

7. Contact

Questions about these Terms: nexobyte25@gmail.com.